Paypal is an online money transfer alternative that is safe, secure and easy to use. For individuals the service is free to sign up for which you can then add credit cards and debit cards along with your actual bank account to your profile. As for a business use there will be a fees for processing online business transactions: PayPal charges 2.9 percent of the transaction amount, plus a flat fee of 30 cents, if the funds come from within the United States.

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